FEBRUARY 24, 2008

Topics
Homeowners and Automobile   Coverage 101
Are you properly covered for all your electronic components?

Discussion of a health care initiative for the Arizona Ballot "Arizonans For Responsible Health Care"

Guests
Chris Lee
All in 1 Insurance
www.allin1insurance.com

Pete Cerchiara Jr.
"Arizonans For Responsible Health Care"
www.afrhc.com

WHO?
Chris Lee
All in 1 Insurance - Auto, Home, Health, Life

WHAT?
Our mission is to save you time, money, and provide you with excellent service. While we don't have cave men, strange lizard things, guys in trench coats, or secret agent cartoons to assure your insurance bliss, we do have real live, local, honest people that are happy to assist you. We offer a more dynamic approach for helping you build the insurance policy that is right for you.

WHERE?
All in 1 Insurance   6362 W. Bell Rd.     Glendale, AZ. 85308        623-878-5109
Auto, home, business, motorcycle, RV, Business Contractor Bonds          www.allin1insurance.com

WHO?
Pete Cerchiara Jr. has over 25 years of experience in employee benefits and health plans management with Fortune 200 firms in the New York Metropolitan area and Arizona such as, Dun and Bradstreet, CPC International, Becton Dickinson, Mercedes Benz of North America, Salt River Project, and Maricopa County. In addition to his corporate and government sector health plan management experience, he also operated a benefits management outsource business in the mid 90’s in Arizona. In 2000, he helped start the first employer health care coalition in Arizona, Southwest Health Alliance, where he served as board chair and president, and helped employers understand value purchasing and install health care quality improvements tools in their employee health plans. Mr. Cerchiara holds a BA with honors in Sociology from New York University and State University of New York, at Purchase, NY, and an insurance producer’s license from New York Life.

WHAT?
Arizonans for Responsible Health Care is an independent, non-profit group of private Arizona citizens formed with the specific goal of effecting major reform in health care to improve quality, access and affordability for all Arizona residents.

Arizonans for Responsible Health Care’s (AFRHC) core mission is:

• To provide health care driven by ‘best practice’ standards of care and focused on the continuous improvement of healthcare outcomes,
• To assure accessibility to this high quality health care for all legal Arizona Residents,
• To reduce the ever escalating cost of care for all segments of the community and achieve administrative cost efficiency in the access and delivery of care, and
• To share the total cost of care along with the savings from efficiency and quality improvement gains equitably across the entire community

The Insurance Term of the Week:
Full Glass Coverage
This coverage, when added to your auto policy, provides full repair or replacement of all glass used in the windshield, windows and doors, and all glass, plastic or other materials used in lights of a motor vehicle without any deductible. Full glass coverage waives the deductible in your policy for these benefits.

Larry's Tip of the Week:
If you are in an auto accident, once you can determine that no one is seriously injured, you should first notify the police. Then write down the names, addresses, telephone numbers and license numbers of persons involved and of witnesses. Also, write down the license plate number and the state of each vehicle involved in the accident.

Do not admit fault and do not discuss the accident with anyone except your insurance company, agent or the police. Notify your insurance company or agent promptly. Cooperate and answer all questions fully.

Make sure you take good notes whenever you talk with anyone about the accident. This includes your insurance company, their representatives, the police and lawyers. Write down the date, times, names and subjects you talked about and include all decisions or promises made.

Save your receipts for such items as car rental or a hotel room, if the accident happens out of town, and save copies of all documents you send and receive.